Significant discounts on  medical, wellness, and everyday expenses.

DISCOUNT PROGRAM BENEFITS

DISCOUNT MEDICAL SERVICES

Physician Network

Benefit Summary

Your program provides access to Galaxy Health Network, a physician network of more than 330,000 providers and specialists nationwide. Savings range from 10% to 45% on physicians, specialists, cosmetic surgery procedures, radiology/x-rays, home health care and ancillary services when utilizing the Galaxy network.

 

Highlights

  • One of the largest and most respected physician networks in the nation.
  • Savings range from 10% to 45%.
  • Providers must pass superior credentialing standards.
  • Live representatives to help assist you to identify participating providers and educate you about your program.

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Lab Services

Benefit Summary

Serious Medical Conditions such as Heart Disease, Prostate Cancer, Diabetes, Thyroid disease and more, can go undetected for up to two years—without noticeable symptoms. The earlier a problem is detected, the easier and more likely it is to be treatable. You now have direct access to major clinical labs across the USA* for those important blood tests – and at discounted prices. Take charge of your health and fitness today! It is simple: a doctor’s appointment is not necessary. All blood tests offered at a savings of 20%-80% off typical lab costs and through the same CLIA-certified accredited labs used by your physician. DirectLabs® services include: Lab, blood, urine, saliva, hair, and fecal tests.

 

Highlights

  • Place your order by phone or online. A representative will discuss the draws site locations and test options. Request CPT code(s) be added to your receipt if you intend to file with your health insurance      carrier.
  • You are referred to the Patient Service Center (PSC) blood draw site of the major clinical laboratory nearest you. DirectLabs® provides the necessary order. You must have the requisition form from      DirectLabs® prior to going to the lab/PSC.
  • Confidential test results are available to you within 24-48 hours on most tests (mailed, faxed, or uploaded to your MyDLS account).

The table below represents only a select few tests that are available to you through this program.

Test Retail Program Price*
Glucose, Serum $30.30 $17.30
Hepatitis C Virum (HCV) Antibody $120.00 $43.55
Thyroid Profile with TSH $156.90 $41.25
Prenatal Profile with Hepatitis B Surface Antigen $318.00 $102.44

* Subject to change. Savings may vary based on geographic location.

This product is not available in IL, MD, NJ, NY, or RI.

 

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Pre-Paid Diagnostic Imaging

Benefit Summary

This program provides access to discounted diagnostic imaging at over 2,900 radiology centers nationwide.

Through an exclusive partnership with One Call Medical (OCM), Galaxy can offer discounts to members for advanced diagnostic imaging procedures such as Magnetic Resonance Imaging (MRI) and Computed Tomography (CT) scans. The savings range from 40% to 75% off MRI and CT scans.

 

Highlights

  • Unique scheduling services to assist members with selection and scheduling of appointments.
  • Customer Service staff is multilingual

 

The below represents only a select few procedures that are available to you through this program.

Procedure Retail Program Price*
MRI Brain without dye $2,411.80 $550.00
MRI Lumbar Spine without dye $2,280.30 $645.00
CT Pelvis with dye $1039.14 $458.71
CT Abdomen with dye $1,096.00 $458.71

* Subject to change. Savings vary based on geographic location. Sample 2014 savings are from Texas.

 

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Prescription Drug Discount

Local Pharmacies

Benefit Summary

You will now save 20%-60% off the retail prices of many generic prescription drugs and 20%-40% off brand name prescription drugs. Simply present your membership ID card, along with your prescription, to the pharmacist. You will receive the network negotiated price or the pharmacy’s price, whichever is lower.

 

Highlights

  • The retail pharmacy network includes more than 58,000 national and regional chain pharmacies such as Albertsons, CVS, Duane Reade, K-Mart, Kerr Drug, Kroger, Longs Drugs, Medicine Shoppe, Osco, Publix, Rite Aid, Safeway, Target, Walgreens, Walmart, Winn-Dixie
  • Benefits apply to members and their immediate families.
  • There are no health restrictions, no paperwork to file, and it is easy to use.
  • There is no limit on the number of times a year the member can use this service as long as the membership fees are paid current.
  • You are guaranteed the lowest price by using the mail service pharmacy to purchase up to a 90-day supply of your prescription.

 

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Dental Network

Aon Dental Solutions has over 45,000 participating dentists nationwide.

Benefit Summary

As a member, you can visit any participating dentist as often as you like and save an average of 15% to 50%* on dental care for you and your immediate family. The dental program includes virtually everything from routine check-ups, to fillings, crowns, braces and even cosmetic work.

 

Highlights

  • There is No annual limit on discounts.
  • There is No limit on the number of visits/services you receive.
  • There is No paperwork to fill out. Discounts are immediate.
Procedure Description Usual Fee* Discounted Fee** (for Plan Members) Member Savings*
Routine 6 month Check-Up $51 $37 27%
In Depth Check-Up $155 $115 26%
Full Mouth X-Rays $135 $91 33%
Four Bitewing X-Rays $67 $54 19%
Panoramic Film $115 $82 29%
Adult Teeth Cleaning $93 $68 27%
Child Teeth Cleaning $69 $50 28%
Protective Sealant / Tooth $56 $38 32%
1 Surface White Filling for U or L Front Tooth $146 $102 30%
Crown Resin Based Composite (indirect) $940 $455 52%
Single Crown - Porcelain on High Noble Metal $1,156 $813 30%
Single Crown - Porcelain on Noble Metal $1,100 $782 29%
Core Build-Up With Pins $279 $208 25%
Root Canal Treatment - Front Tooth $766 $543 29%
Root Canal Treatment - Bicuspid $875 $647 26%
Root Canal Treatment - Molar $1,057 $770 27%
Perio Scaling and Root Planing (Per Quadrant) $261 $188 28%
Full Upper Denture $1,750 $1,144 35%
Single Tooth Removal - Simple Extraction $179 $126 30%

See the chart above for a sample of typical Aon Dental Solutions fees.* Some services are excluded from the program, and

providers are not obligated to charge Members any specified rates for excluded services.

 

*The savings range and average are for illustrative purposes only and are not a guarantee. Dental savings are based on Aon Dental Solutions’s 200 Series Dental Fee Schedule for participating general dentists (fees vary by region) compared to the 2015 National Dental Advisory Service National Average (Average savings 32%). Aon Dental Solutions’s participating specialty dentists provide a discount of 20% off their normal retail charges (15% for MN specialty dentists). Actual savings for any individual will vary by location and provider.

 

**Discounted fees are listed for visits to a participating general dentist. Any procedure not covered on the complete fee schedule will be discounted 20% off the provider’s usual and customary fee (15% for MN specialty dentists). Consult with your provider prior to beginning any treatment. Lab fees are additional.

If you have any questions about the program or savings, please call Member Services

 

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Vision Network Savings

Benefit Summary

Access to a national network of over 65,000 vision providers in 26,000+ locations, including LensCrafters®, Sears Optical® , Target Optical®, JCPenney® Optical and most Pearle Vision®  locations. Members enjoy their choice of participating independent optometrists, ophthalmologists and opticians located throughout the country.

 

Member will receive a 20% discount on those items purchased at participating providers that are not specifically covered by this Discount design. The 20% discount may not be combined with any other discounts or promotional offers, and the discount does not apply to EyeMed Provider’s professional services, or contact lenses. Retail prices may vary by location. Please note, all dependents are eligible for discounts with all discount plans.

 

Limitations/ Exclusions

  • Orthoptic or vision training, subnormal vision aids, and any associated supplemental testing
  • Medical and/or surgical treatment of the eye, eyes, or supporting structures
  • Corrective eyewear required by an employer as a condition of employment, and safety eye wear unless specifically covered under plan
  • Services provided as a result of any Worker’s Compensation law
  • Discount is not available on those frames where the manufacturer prohibits a discount

Complete Pair Eyeglasses Purchase Discounts*: Frame, lenses, and lens options must be purchased in same transaction to receive full discount

Reimbursement

Frames 35% Off Retail Price N/A
Standard Plastic Lenses
Single Vision $50 N/A
Bifocal $70 N/A
Trifocal $105 N/A
Standard Progressive Lens $135.00 N/A
Lens Options (Paid by the member and added to the base price of the lens)
U/V Treatment $15 N/A
Tint (Solid and Gradient) $15 N/A
Standard Plastic Scratch Coating $15 N/A
Standard Policarbonate $40 N/A
Standard Anti-Reflective Coating $45 N/A
Other Add-Ons and Services 20% off retail price N/A
Contact Lenses
Conventional 15% off retail price N/A
Disposible 0% off retail price N/A
Laser Vision Correction
Lasik or PRK** from 15% off retail price N/A
U.S. Laser Network 5% off the promotional price N/A
Frequency
Examination Unlimited
Lenses and Contact Lenses Unlimited
Frame Unlimited
*Items purchased
separately will be discounted 20% off the retail price.

**Since LASIK or PRK vision correction is an elective procedure, performed by specially trained providers, this discount may not always be available from a provider in your immediate location.

Hearing Savings

Benefit Summary

Whether you have worn hearing aids before or you are new to the process, Connect Hearing can get you on the path to better hearing. From scheduling a free hearing test to choosing and maintaining your hearing aids, we’re with you every step of the way.

 

Our staff is here to help you understand your options or schedule a free hearing assessment. With locations nationwide, we are one of the strongest network of Hearing Care Professionals in the country, and are committed to helping more people stay connected to the sounds of life through better hearing.

 

Highlights

• 35% discount off Connect Hearing’s hearing aid prices

• 3 years of free batteries with hearing aid purchase†

• 3 year warranty and 3 year loss & damage*

• Free earmolds

• Complimentary hearing evaluation

• Unlimited follow-up visits during the useful life of the hearing aid for cleaning and check ups

• 100% Service Satisfaction Guarantee

• 45 day trial period after purchase during which you may return your hearing aids if you are not satisfied

• Up to two free accessories with purchase of select models

• 2 week free hearing aid trial prior to purchase**

 

Not available in IL.

†3 years FREE batteries with hearing aid purchase. *The 3 year warranty is valid starting from the date of invoice. This limited warranty covers manufacturing and material defects in the hearing aid itself, but not accessories such as batteries, tubes, ear modules, external receivers. The warranty includes 3 year loss and damage coverage that can be redeemed ONE TIME and requires a deductible of $450. **Certain types of hearing loss may require a hearing aid model that is not appropriate for the Two Week Free Trial. See clinic for details. Lyric excluded.

 

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Chiropractic and Alternative Medicine

Benefit Summary

  • Discounts of 25% off usual and customary fees for services from a national network of complementary health care providers.
  • Over 19,000 participating providers nationwide.
  • Online store of health and wellness products, with 15% to 40% discount on most items.

 

Highlights

  • Members and their immediate families save at all participating chiropractors, massage therapists and acupuncturists.
  • There is no limit to the number of visits, and services are not required to be medically necessary. Discounts on preventive and maintenance care are available.

 

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Diabetic Supplies Savings

Benefit Summary

Member save 40% to 60% on most diabetic supplies. Your program provides discounted prices on packages of diabetic supplies including monitor, lancets, test strips & carrying case.

 

Highlights

  • Benefits apply to members and their immediate families.
  • There are no health restrictions.
  • There is no limit on the number of times a year the member can use this service as long as the membership fees are paid current.

 

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WELLNESS SERVICES

Vitamins and Supplements

Benefit Summary

HealthFitLabs is dedicated to creating a healthy you in all areas of your life.  HealthFitLabs is an online company that sells top-of- the-line natural vitamins, nutritional supplements, and bath and personal care products at discounted prices.  Choose from 3,500 products on the site. Most products ship within 24-48 hours. Shop by product (Healthy Lifestyle, Vitamins & Minerals, Bath & Personal Care, and Healthy Pets), shop by condition (Eye Health Support, Blood Sugar Support, Mood Support and more) or shop by brand name.

 

Healthy Lifestyle

Healthy lifestyle products include Enzymatic Therapy, Aubrey, NOW, Nature’s Way Nature Works, Life Extension, Optimum Nutrition and Source Naturals. From amino acids to herbs, antioxidants to bee products, get what you need with a click of a button.

 

Vitamins & Minerals

Feel better physically. Feel sharper mentally. Combat the effects of stress. From Vitamins A & D to Vitamin B-12, vitamins and minerals can help you achieve optimal health. Choose from natural vitamins and minerals from NOW, Nature’s Way, Enzymatic Therapy, Nature Works, Source Naturals, and Life Extension.

 

Bath and Personal Care

Pamper yourself with bath and personal care products—from the finest soaps and facial cleansers to natural deodorants and the ultimate firming body lotion.

 

HealthFitPets

You take great care of yourself, but what about your furry friend? Now is the time to treat Fido, Tweety and Fluffy to the finest in pet care. Shop here for natural and organic immune system boosters. We carry the full Amber Technology line.

 

Highlights

  • You save 15% off at check out
  • Choose from 3,500 products

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24-Hour Medical Consultations

Talk to a doctor by phone, web or  mobile app anytime, anywhere.

 

Benefit Summary

Telemedicine connects you 24/7/365 to a national network of board certified doctors who average 15 years’ experience.  Within minutes, a doctor will call you back ready to listen and resolve your issue.  If medically necessary, a prescription will be sent to your pharmacy of choice. It’s health care that fits in the palm of your hand.

Consults are at no cost to you.

 

Highlights

  • Physicians available 24/7/365
  • Fast access - average consult within 30 minutes
  • Prompt diagnosis results in faster treatment
  • Available anywhere, anytime
  • Physician reviews and updates medical record when performing a medical consultation
  • Secure, personal, and portable medical history

Call Telemedicine:

  • When your physician is not available
  • For non-emergent medical care
  • After normal hours of operation
  • When on vacation or a business trip
  • For second opinions

Telemedicine Treats Conditions Like:

  • Cold with Fever
  • Constant Coughing
  • Diabetes
  • Flu or Flu-Like Symptoms
  • Headaches
  • Heartburn
  • Muscle Spasms/Cramps
  • Pain - Back or Neck
  • Pain - Joints
  • Sleeping Problems
  • Smoking Cessation
  • Stomach - Pain, Bloating
  • Tired All The Time
  • Urination - Pain or Burning
  • Weight Gain or Loss

Telemedicine is simply a more convenient way for you to resolve many of your medical issues.

Telemedicine IS NOT appropriate as a substitute for the regular care of your doctor or if you have a serious medical emergency.

Consults for children under the age of 18 must be accompanied by a parent, guardian, or approved consenter.

Use of this service does not replace the primary care physician. Use of this service does not guarantee that a prescription will be written. This benefi  is made available subject to state regulations and may not be available in certain states. Physicians do not prescribe DEA controlled  substances,  nontherapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Physicians reserve the right to deny care for potential misuse of services. Phone consultations are available 24 hours, 7 days a week.

Telemedicine is Not Available in Arkansas or Washington

VERY IMPORTANT: IN LIFE THREATENING

EMERGENCIES, CALL 911 or go directly to the nearest

hospital emergency room for treatment.

If 911 is not available in your area, call the local police/fire

department or go directly to the nearest hospital or emergency room.

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Patient Advocacy

A valuable feature of your program is access to the services of a Patient Advocate.

Benefit Summary

If you need access to a hospital or ancillary facility or assistance in dealing with other medical providers, our Patient Advocacy service can assist you. Our Patient Advocates can also help you in negotiating lower prices on medical bills and provide a number of other value-added services.

 

Our personal Patient Advocates are highly trained administrative experts. When you call for assistance you will be assigned a personal Patient Advocate who will take responsibility for helping you. We’re just a phone call away!

 

Highlights

Patient Advocacy gives you an array of value-added services, by providing assistance with:

  • Negotiating lower prices or payment schedules on hospital, doctor and other medical bills, saving you considerable time and money.
  • Assisting in finding hard to reach specialists, critical illness providers and medical institutions, and coordination of medical record transfers.
  • Solving billing and related administrative issues
  • Accessing community resources

Our team always does the legwork. We make the phone calls and assist in making all of the necessary arrangements. Simply put, we help to make sure that you get the most from your program. Patient Advocacy offers you the confidence that you have a strong and knowledgeable advocate on your side. By calling Patient Advocacy BEFORE scheduling your medical care, you help us assist you by eliminating the hassles and frustrations typically encountered when dealing with the healthcare system, cutting through the red-tape and effectively solve problems.

 

Members are responsible for payment of specific services arranged on a fee-for-service basis that are not covered by an insurance plan. We always review all payment options available to you in advance of making these arrangements with providers on your behalf. Patient Advocacy does not recommend treatment, nor is it a replacement for any health insurance plan.

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Fitness Discount

Benefit Summary

There are nearly 15,000 facilities in the nationwide network of high-quality fitness clubs and exercise centers.  As a member, you will receive the lowest membership rate for the type of health club membership selected. (This program may apply to new members only. Current health members should check with the facility’s membership department to see if the lowest membership rate is applicable to them and their rates can be adjusted.)  Members also receive free trial certificates (not to be combined at the same club) free of charge.

 

Highlights

  • To help you find the right fitness facility, you may take advantage of a one-week free trial certificate at each facility of your choice, or if you are accessing a facility that charges by the session, you are entitled to one free introductory session. You will be able to use the facility—giving you the opportunity to truly experience the club—before committing to a membership.
  • Provides quality, value, access, and choice for members.
  • Participating fitness facilities have all met the American College of Sports
  • Medicine’s Health and Safety Standards.

 

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Eligibility:  This Plan has family coverage. Family coverage means the discount medical products and wellness services are available to immediate family members. Immediate family members are defined as a spouse or domestic partner, children up to the age of 26, parents in the household over age 60 and any other IRS Dependent.

 

The program is not available in AK, FL, OK, UT, VT and WA. If you move to one of those states, your discount benefits will terminate.

Disclosures

The  discount  medical,  health  and  drug  benefits  (The  Plan)  are  NOT insurance,  a  health  insurance  policy,  a  Medicare  Prescription  Drug Plan or a qualified health plan under the Affordable Care Act. The Plan provides    discounts    for    certain    medical    services,    pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by  providers  who  have  agreed  to  participate  in  the  Plan.  The  range  of discounts  for  medical,  pharmacy  or  ancillary  services  offered  under The  Plan  will  vary  depending  on  the  type  of  provider  and  products  or services  received.  The  Plan  does  not  make  and  is  prohibited  from making   members’  payments   to   providers   for   products   or   services received  under  The  Plan.  The  Plan  member  is  required  and  obligated to pay for all discounted prescription drugs, medical and pharmaceuti- cal supplies, services and equipment received under The Plan, but will receive  a  discount  on  certain  identified  medical,  pharmaceutical  supplies, prescription drugs, medical equipment and supplies from providers in The Plan. The Discount Medical Plan Organization is Alliance Health- Card  of  Florida,  Inc.,  P.O.  Box  630858,  Irving,  TX  75063.  You  may  call 1-866-353-1349 for more information or visit the Provider Locator on this site. The Plan will make available before purchase and upon request, a list of program providers and the providers’ city, state and specialty, located in the member’s service area.  Alliance HealthCard of Florida, Inc. does not guarantee the quality of the services or products offered by individual providers.   The  fees  for  The  Plan  are  specified  in  the  membership  agreement.  You have the right to cancel your membership at anytime. If you cancel your membership within 30 days of the effective date, you will receive a full refund of all periodic charges.  To cancel you must, verbally or in writing, notify PayCardPros, Inc. / PayCard Premium, 1611-A S. Melrose Dr. #358 Vista, CA 92081 or call 1-800-501-1948.  We will stop collecting membership fees in a reasonable amount of time, but no later than 30 days after cancellation.  Any complaints should be directed to Alliance HealthCard of Florida, Inc. at the address or phone number above. Upon receipt of the complaint, member will receive confirmation of receipt within 5 business days.   After investigation of the complaint, Alliance HealthCard of Florida, Inc. will provide member with the results and a proposed resolution no later than 30 days after receipt of the complaint.

Note  to  DE,  IL,  LA,  NE,  NH,  OH,  RI,  SD,  TX,  and  WV  consumers: If  you  remain  dissatisfied  after  completing  the  complaint  system,  you  may contact your state department of insurance.

Note to MA consumers: The plan is not  insurance  coverage  and  does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00.

PayCardPros, Inc.

1611-A S. Melrose Dr. #358 · Vista, CA 92081

Toll Free: 1-800-501-1948

Copyright © 2016 PayCardPros, Inc.